Government Lending Programs

At Bank of the Cascades, we specialize in and work with Federal, state and local agencies to help all types of businesses start and prosper in towns across Oregon, Washington and Idaho. When businesses prosper, so does the economy of our Northwest region, and we are proud to work with and support these endeavors.

SBA (Small Business Administration) Loans
As a Preferred Lender (PLP) with the U.S. Small Business Administration, we combine local expertise with quick decisions and streamlined processing for many types of SBA Loans, including:

  • 7(a) and 7(a) Small Loans
  • SBA Express
  • SBA Veterans Advantage
  • 504 Loans

These loan programs are available to help you purchase equipment; provide you with permanent working capital; provide working capital lines of credit; assist you in business acquisition; enable you to expand your business; and help allow for the purchase or construction of owner-occupied real estate. A variety of terms are available depending upon your specific type of business need.

USDA Loans
If you operate your business in an eligible rural area, you may qualify for a low-down-payment loan through the USDA’s Business Industry Loan Guarantee program. Ask our experts for details.

State Financing/Economic Development Loans
We participate in economic and community development loan programs in the states in which we do business – and are proud to call home. Contact any Bank of the Cascades branch for loan programs available in your area.

Note: all loans and lines of credit subject to credit approval.

For more information, please contact your local branch or Customer Service at 541-617-3500 or 877-617-3400.