Automated Clearing House (ACH) and Direct Deposit Payroll Services

Save your business time and money while improving the satisfaction of your employees and customers with Bank of the Cascades Automated Clearing House (ACH) and Direct Deposit Payroll service.


Delivered through our Online Business Banking, this reliable service eliminates the uncertainty of paper check payments with debits and credits that are automatically presented to your accounts. It provides flexibility, accuracy and timely reporting and is ideal for direct deposit of payroll, corporate payments, federal and state tax payments, and more.

  • Cost effective, safe and secure
  • Saves time for you, your employees and your customers
  • Simplifies statement reconciliation while improving cash flow forecasting
  • Eliminates preparation and delivery of checks with time- and money-saving automation
  • Add the option of ACH Filter to protect your accounts from unauthorized electronic transactions

How It Works

Simply deliver your data to Bank of the Cascades via our cash management system, a payroll provider, or through your internal payroll system and we take care of the rest. We distribute the transactions to the corresponding financial institutions through our secure website. The transactions will post to your employee and customer accounts on the effective date you choose.

Direct Deposit Payroll

With this convenient service, your employees’ pay is automatically deposited into their designated checking account, regardless of where they bank. This saves you and your business the time and cost of issuing checks and assures employees that their pay will be deposited on time each pay period, which helps them with their monthly budgeting.

*Note: There are fees associated with some of these services. Contact your Treasury Solutions Officer or Customer Service for details. Or, visit your local Bank of the Cascades branch and ask for a Schedule of Fees for the most current pricing.

For more information, please contact your local branch or our Customer Service at 541-617-3500 or 877-617-3400.