Business Checking Accounts

Enjoy these services with Bank of the Cascades business checking accounts:

  • Bank-to-Bank Transfers (B2B)
  • Deposit at Bank of the Cascades ATM or deposit enabled MoneyPass®2
  • Overdraft Services available upon request
  • Access to eStatements
  • Additional cash management services available

 

SIMPLY BUSINESS CHECKING

Perfect for businesses with limited account activity and smaller balances

PREFERRED BUSINESS CHECKING

Checking for growing businesses with moderate account activity at an affordable monthly charge

BUSINESS INTEREST CHECKING

Checking for businesses with moderate account activity and earns interest

PREMIER BUSINESS PACKAGE

Our most popular business products and services, specifically designed with preferred relationship pricing

Monthly Service Charge $7 $13 $15 $29
Minimum Opening Deposit $100 $100 $5,000 $10,000
Avoid a Monthly Service charge by maintaining one (1) of the following No minimum balance
Monthly Service Charge cannot be waived with this account
$3,000 minimum daily balance for the statement cycle
OR $5,000 average monthly balance for the statement cycle
OR $7,500 combined balances in Business Deposit Accounts3(checking, money market, savings, Time Deposits) for the statement cycle   Note: Combined minimum balance requirements of deposit accounts must be maintained by the primary business of the eligible checking account for the monthly service charge to be waived
$5,000 minimum daily balance for the statement cycle
OR $10,000 average monthly balance for the statement cycle
OR $10,000 combined balances in Business Deposit Accounts3 (checking, money market, savings, Time Deposits) for the statement cycle  Note: Combined minimum balance requirements of deposit accounts must be maintained by the primary business of the eligible checking account for the monthly service charge to be waived
$10,000 minimum daily balance for the statement cycle
OR $15,000 average monthly balance for the statement cycle
OR $30,000 combined balances in Business Deposit Accounts3(checking, money market, savings, Time Deposits) for the statement cycle
OR $25,000 outstanding balance on a Business Loan at statement cycle4    Note: Combined minimum balance requirements of deposit accounts must be maintained by the primary business of the eligible checking account for the monthly service charge to be waived
Item Allowances 100 items per statement cycle 200 items per statement cycle 200 items per statement cycle 500 items per statement cycle
Excess Item Fee5 $0.45 per item in excess of 100 per statement cycle $0.45 per item in excess of 200 per statement cycle $0.45 per item in excess of 200 per statement cycle $0.45 per item in excess of 500 per statement cycle
Printed Statements / eStatements Statements are delivered electronically with this account. A charge of $3 will be applied to accounts not enrolled to receive eStatements Paper statements are provided with this account. eStatements available at no charge Statements are delivered electronically with this account. A charge of $3 will be applied to accounts not enrolled to receive eStatements Paper statements are provided with this account. eStatements available at no charge
ATM Fee $3 for each cash withdrawal at non-Bank of the Cascades or non MoneyPass® ATM
ATM Fee Credit N/A N/A N/A A credit of up to $10 will be provided per statement cycle for non-Bank of the Cascades ATM transaction fees charged by the ATM owner
Checks Standard Pricing Standard Pricing Standard Pricing Up to $100 credit toward 1st order of checks
Interest N/A N/A Tiered interest paid on daily collected balances N/A
Stop Payment Fee Credit N/A N/A N/A A credit of up to $60 will be provided per statement cycle for Stop Payment fees
Additional Checking & Savings Account Available Available Available One (1) Simply Business Checking and one (1) Business Savings account at no monthly service charge. Additional accounts must be maintained by the primary business of the eligible checking account for the monthly service charge to be waived.    Note: If you maintain multiple Simply Business Checking and/or Business Savings accounts, the earliest account opened will qualify for the waiver
Cascade MasterCard®
Credit Cards
Available 10,000 credit card rewards bonus points toward a new business rewards credit card when opening a Preferred Business Checking6 Available 10,000 credit card rewards bonus points toward a new business rewards credit card when opening a Premier Business Package6
Cash Deposited No charge up to $7,500 in cash deposits per statement cycle.$2 charge if cash deposits exceed $7,500 for the statement cycle No charge up to $15,000 in cash deposits per statement cycle.$2 charge if cash deposits exceed $15,000 for the statement cycle No charge up to $15,000 in cash deposits per statement cycle.$2 charge if cash deposits exceed $15,000 for the statement cycle No charge up to $25,000 in cash deposits per statement cycle.$2 charge if cash deposits exceed $25,000 for the statement cycle
Remote Deposit – Non-Analyzed Standard Pricing Standard Pricing Standard Pricing No charge for One-Time setup fee
Plus 50% discount toward monthly Remote Deposit service fee

For more information, please contact your local branch or our Customer Service team at 541-617-3500 or 877-617-3400.

1Text message and data rates may apply.
2As a member of the vast MoneyPass® ATM network, you have access to over 24,000 surcharge-free ATMs displaying the MoneyPass® logo across the country.
3Combined balances for deposit accounts are calculated by adding the average daily balance for the statement cycle for business checking, money market, savings and the current ledger balance at statement cycle for business time deposits.
4Business Loan or Line balances are calculated by adding the outstanding balance at statement cycle.
5No Fee for ACH credits, ACH debits, Debit Card Transactions or ATM Withdrawals.
6One-time bonus points will be awarded when you are approved for a new Cascade Business Rewards MasterCard®. One-time bonus points are limited to one (1) checking account and one (1) credit card per customer. The eligible checking account must be opened prior to your new Cascade Business Rewards MasterCard® account. Please allow up to 6-8 weeks for your bonus points to be credited to your new Cascade Business Rewards MasterCard® account. One-time bonus points do not apply toward existing Bank of the Cascades credit card accounts or transfers. Note: Credit cards are subject to credit approval.


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