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...we close most loans in under 30 days!

Mortgages

Give yourself the advantage of local lending expertise.

Buying a home is one of the biggest decisions and investments you will make in your lifetime, which is all the more reason to turn to Bank of the Cascades and our expert Loan Officers.

We are committed to providing you with the highest quality customer service through your home financing process, every step of the way. With all the advantages of local market knowledge and streamlined decision-making, we offer a complete range of mortgage products and programs to help you finance the home or property of your dreams. Ask also about our 25-day closing guarantee!*

Types of Mortgages We Offer

Conventional Fixed-Rate
Adjustable Rate
Rural Development 100% Financing
Second Home Loans
Jumbo Loans
FHA / Federal Housing Administration
ODVA / Oregon Department of Veterans Affairs
Resort Condo Loans
Self-Employed Loans
Mortgage Refinancing
Residential Lot Loans
Construction Loans
VA / Veterans Administration
Oregon Bond Loans

First-Time Home Buyer Loans
We can help you qualify and provide you with a loan that fits your budget. Our no obligation pre-approvals let you act quickly when you find the right property. We also offer a variety of lending options designed to benefit low- and moderate-income home buyers who might not otherwise qualify. If you live in a rural area, the USDA’s Guaranteed Rural Housing program allows you to qualify for a no-down-payment loan.

Special Home Loan Programs
Short on savings? We offer flexible loans for as little as 3% and even 0% down. Your funds for closing may be gifts from relatives or contributions from the seller. We are proud to sponsor special programs designed to benefit low- and moderate-income home buyers who might not otherwise qualify for financing. And if you live in an eligible rural area, you may qualify for a no-down-payment loan through the USDA’s Guaranteed Rural Housing program.

For more information, contact our Mortgage Loan offices:

Mortgage Center Bend – 233 SW Wilson Avenue, Suite 101
(in the Old Mill District)
541-385-9933 or 877-385-9933

OREGON

  • Bend – 3rd & Revere
    541-389-7701
  • Medford – 2646 Barnett Road
    541-842-4493
  • 3100 Crater Lake Hwy
    541-608-9899
  • Portland - 888 SW 5th Ave, Suite 1000
    503-499-5999
  • Redmond - 154 SW 6th Street
    541-504-2200

IDAHO

  • Eagle – 1101 E. Winding Creek Road
    208-939-4096
  • Fruitland – 1850 N Whitley Drive
    208-452-7101
  • Garden City – 4128 Adams St
    208-386-9902
  • El Dorado, Meridian – 3135 E Overland Rd
    208-895-0295
  • Nampa – 112 2nd St. S
    208-465-6333
Or, stop by or call any of our nearby branch locations.

SAFE Act
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as mortgage loan originators (“MLOs”) to register with the Nationwide Mortgage Licensing System and Registry (“Registry”). Learn more about the SAFE Act.

*Offer valid through March 31, 2014 for first mortgage conventional financing on home purchase transactions only. 25-day loan closing guarantee subject to receipt of completed loan application, acceptable supporting credit documentation and acceptable appraisal. Receive $250 off closing cost if loan closing exceeds 25 days after receipt of all required documentation. Offer cannot be combined with any other offer or coupon.

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