Count on us for outstanding rates, to save you money, and fast closings
...we close most loans in under 30 days!
Give yourself the advantage of local lending expertise.
Buying a home is one of the biggest decisions and investments you will make in your lifetime, which is all the more reason to turn to Bank of the Cascades and our expert Loan Officers.
We are committed to providing you with the highest quality customer service through your home financing process, every step of the way. With all the advantages of local market knowledge and streamlined decision-making, we offer a complete range of mortgage products and programs to help you finance the home or property of your dreams. Ask also about our 25-day closing guarantee!*
Types of Mortgages We Offer
Rural Development 100% Financing
Second Home Loans
All-in-One Construction to Permanent
FHA / Federal Housing Administration
ODVA / Oregon Depart of Veterans Affairs
VA / Veterans Administration
Oregon Bond Loans
We can help you qualify and provide you with a loan that fits your budget. Our no obligation pre-approvals let you act quickly when you find the right property. We also offer a variety of lending options designed to benefit low- and moderate-income home buyers who might not otherwise qualify. If you live in a rural area, the USDA’s Guaranteed Rural Housing program allows you to qualify for a no-down-payment loan.
Special Home Loan Programs
Short on savings? We offer flexible loans for as little as 3% and even 0% down. Your funds for closing may be gifts from relatives or contributions from the seller. We are proud to sponsor special programs designed to benefit low- and moderate-income home buyers who might not otherwise qualify for financing. And if you live in an eligible rural area, you may qualify for a no-down-payment loan through the USDA’s Guaranteed Rural Housing program.
For more information, contact our Mortgage Loan offices:
(in the Old Mill District)
541-385-9933 or 877-385-9933
- Bend – 3rd & Revere
- Medford – 1000 Biddle Road
- 3100 Crater Lake Hwy
- Portland - 888 SW 5th Ave, Suite 1000
- Redmond - 154 SW 6th Street
- Springfield – 1008 Harlow Road
- Eagle – 1101 E. Winding Creek Road
- Fruitland – 1850 N Whitley Drive
- Garden City – 4128 Adams St
- El Dorado, Meridian – 3135 E Overland Rd
- Nampa – 112 2nd St. S
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires employees of federally regulated lending institutions who act as mortgage loan originators (“MLOs”) to register with the Nationwide Mortgage Licensing System and Registry (“Registry”). Learn more about the SAFE Act.
*Offer valid through April 30, 2015 for first mortgage conventional financing on home purchase transactions only. 25-day loan closing guarantee subject to receipt of completed loan application, acceptable supporting credit documentation and acceptable appraisal. Receive $250 off closing cost if loan closing exceeds 25 days after receipt of all required documentation. Allowable closing costs include cost for credit report, appraisal fee and title insurance. Offer cannot be combined with any other offer or coupon.