Personal Checking Accounts

Enjoy these services with Bank of the Cascades personal checking accounts:

  • Bank-to-Bank Transfers (B2B)
  • Deposit at Bank of the Cascades ATM or deposit enabled MoneyPass®2
  • Overdraft Services available upon request
  • Access to eStatements

 

SIMPLY CHECKING

Enjoy savings when you choose the way you bank

PREFERRED PERSONAL PACKAGE

Realize full service savings with our most popular relationship package

PREMIER PERSONAL PACKAGE

Premier relationship benefits with preferred relationship pricing

Monthly Service Charge $10 $15 $22
Minimum Opening Deposit $100 $100 $5,000
Avoid a Monthly Service charge by maintaining one (1) of the following $1,500 minimum average daily balance for the statement cycle
OR 1 or more automated credits including direct deposit to your account for the statement cycle
OR Students under age of 23 are eligible for waiver of monthly fee while enrolled in a high school, college, university or vocational program
$2,500 minimum average daily balance for the statement cycle
OR $5,000 combined balances in Personal Deposit Accounts3 (checking, money market, savings, Time Deposits, IRAs) for the statement cycle
OR $10,000 outstanding balance on a Personal Loan at statement cycle4
Note: Combined minimum balance requirements of loans, lines, and deposit accounts must be maintained by the primary account holder of the eligible checking account for the monthly service charge to be waived
$5,000 minimum average daily balance for the statement cycle
OR $10,000 combined balances in Personal Deposit Accounts3 (checking, money market, savings, Time Deposits, IRAs) for the statement cycle
OR $15,000 outstanding balance on a Personal Loan at statement cycle4
OR Maintain a Bank of the Cascades serviced mortgage of any amount
Note: Combined minimum balance requirements of loans, lines, mortgages and deposit accounts must be maintained by the primary account holder of the eligible checking account for the monthly service charge to be waived
Printed Statements / eStatements Statements are delivered electronically with this account. A charge of $3 will be applied to accounts not enrolled to receive eStatements Paper statements are provided with this account. eStatements available at no charge Paper statements are provided with this account. eStatements available at no charge
ATM Fee $3 for each cash withdrawal at non-Bank of the Cascades or non MoneyPass® ATM
ATM Fee Credit N/A N/A A credit of up to $10 will be provided per statement cycle for non-Bank of the Cascades ATM transaction fees charged by the ATM owner (excluding international ATMs)5
Checks Checks available at standard cost plus any applicable sales tax (continental US only) 1st order of Cascade Scenic Checks at no charge. Subsequent orders are standard cost plus any applicable sales tax (continental US only) Enjoy Cascade Scenic Checks at no charge
Interest N/A N/A Tiered interest paid on daily collected balances
Domestic Wire Fee Credit N/A N/A A credit of up to $30 will be provided per statement cycle for Domestic Wire fees
Additional Checking & Savings Account Available Available One (1) additional Simply Checking and one (1) Personal Savings account at no monthly service charge. Additional accounts must be maintained by the primary account holder of the eligible checking account for the monthly service charge to be waived. Note: If you maintain multiple Simply Checking and/or Personal Savings accounts, the earliest account opened will be waived
Personal Loans and Lines Discounts Available Discounts Available Discounts Available
Mortgage Loans Discounts Available Discounts Available Discounts Available

For more information, please contact your local branch or our Customer Service team at 541-617-3500 or 877-617-3400.

1Text message and data rates may apply.
2As a member of the vast MoneyPass® ATM network, you have access to over 24,000 surcharge-free ATMs displaying the MoneyPass® logo across the country.
3Combined balances for deposit accounts are calculated by adding the average daily balance for the statement cycle for personal checking, money market, savings, health savings and the current ledger balance at statement cycle for personal time deposits and IRAs.
4Personal Loan or Line balances are calculated by adding the outstanding balance at statement cycle.
5Foreign currency conversions and other usage fees charged by international ATMs vary by country and/or network and are not included in ATM Fee Credits. Accounts will only receive ATM Fee Credits at end of each full statement cycle, appearing as a lump-sum credit for ATM fees incurred in that same statement period. Credits are not provided for accounts closed prior to end of statement cycle.