Personal Checking Services


Overdraft Services

With so much going on, it’s easy to lose track of the small everyday activities. Our Overdraft Services can help cover you in the case of inadvertent overdrafts, save against returned checks and returned electronic items, and protect your credit.

Sweeps
Feel confident with an automatic transfer between specifically-linked accounts should a nonsufficient balance occur. A minimum of $100 is swept (transferred) at one time, and a nominal fee will be assessed after each sweep (transfer).

Credit Card Overdraft Service
Our Credit Cards also offer an Overdraft Service.  All our MasterCard® Credit Cards can be linked to your Bank of the Cascades checking account to help you cover any accidental overdrafts. We allow one credit card linked to one account only.  If a nonsufficient balance occurs, an automatic advance from your credit card available balance will transfer funds to your checking account in $100 increments.   A Cash Advance fee will apply and the Cash Advance interest rate will accrue from the date of each Overdraft Service advance.

 

To help you better manage your checking account we have provided tool & tips to help avoid overdraft feesQuick Reference Guide/Checking Navigator

*Subject to credit approval

For more information, please contact your local branch or our Customer Service team at 541-617-3500 or 877-617-3400.