Savings & Money Market Accounts

Shouldn’t your money be working for you? With a Bank of the Cascades Personal Savings or Money Market Account, that is exactly what it will do. We offer a number of options to help you manage your personal savings and earn interest…all with the security of FDIC insurance on your funds.

With any Bank of the Cascades Personal Savings Account, you receive:

  • Online Banking
  • eStatements
  • Direct Deposit and Automatic Funds Transfer
  • ATM Access with an existing Checking or MoneyMarket Account
  • Notary Service
  • Telebanking
  • Auto Pay with participating companies
  • Paper Statements

Personal Savings Account
Let us help you start saving today with this basic account. Account features include:

  • $4 per month service charge
  • Monthly fee waived when you maintain a minimum daily balance of $100 during statement cycle
  • $100 minimum opening deposit
  • Withdrawals limited to six (6) each calendar month.*
  • $1.00 service charge for each withdrawal in excess of three (3) per calendar month**


Money Market Account

With this flexible and convenient account, enjoy access to your funds while earning competitive interest rates.Tiers and features of this account include:

Tier 1: less than $10,000
Tier 2: $10,000 -$24,999
Tier 3: $25,000 – $49,999
Tier 4: $50,000 – $99,999
Tier 5: $100,000 – $249,999
Tier 6: $250,000 – $499,999
Tier 7: $500,000 – $999,999
Tier 8: $1,000,000 and greater

  • $12 per month service charge
  • Monthly fee waived when you maintain a minimum daily balance of $1,000 during statement cycle
  • $1,000 minimum opening deposit
  • Interest is compounded and paid monthly on the date of your statement
  • Withdrawals limited to six (6) each calendar month.*
  • Free check images returned with statement

* Federal Reserve Regulation D: No more than six (6) transfers/withdrawals, including telephone and pre-authorized transfers from your account per calendar month. Withdrawals or transfers by mail, in person and through an ATM are unlimited and are not subject to the 6-transfer/withdrawal limitation.

** Bank of the Cascades Transaction Limitations: First three (3) transfers/withdrawals on Savings Accounts, including telephone, preauthorized, by mail, in person or through an ATM are at no charge: each withdrawal in excess of three (3) per monthly statement cycle will incur a service charge of $1.

For more information please contact your local branch or our Customer Service team at 541-617-3500 or 877-617-3400.