privacy

Privacy Notice

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Rev. 08/2011

FACTS WHAT DOES BANK OF THE CASCADES DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Payment history
  • Transaction history and Credit history
  • Credit scores and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of the Cascades chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information

Does Bank of the Cascades share?

Can you limit this sharing?


For our everyday business purposes-

such as to process your transactions, maintain youraccount(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No


For our marketing purposes-

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share


For our affiliates’ everyday business purposes-

information about your transactions and experiences

No

We don’t share


For our affiliates’ everyday business purposes-

information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?
Call 877-617-3400
Who we are
Who is providing this notice? Bank of the Cascades
What we do

How does
Bank of the Cascades protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that complywith federal law. These measures include computer safeguards and secured files and buildings.Operational and data processing systems are in a secure environment that protects account information from being accessed by third parties.

How does
Bank of the Cascades collect my personal information?
We collect your personal information, for example, when you

  • Open an account or Deposit money
  • Pay your bills or Apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Bank of the Cascades does not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Bank of the Cascades does not share withnonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bank of the Cascades doesn’t jointly market
Other Important Information